William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 9/20/2018

Buying a new home is a joyous occasion, one that should be celebrated by family members and friends. However, telling people about a new home purchase sometimes can be tough, particularly for those who may be leaving roommates or others behind.

Lucky for you, we're here to help you alleviate the stress and worry commonly associated with telling family members or friends about a new home purchase.

Here are three tips to ensure you can remain calm, cool and confident as you inform your loved ones about your decision to buy a new home.

1. Prepare As Much As You Can

Purchasing a house is a life-changing decision, and as such, your loved ones may have concerns. Therefore, you should plan ahead for any questions that you could face about your new house.

Why did you decide to buy a home in a particular city or town? How much did you pay for a house? And what does your home purchase mean for your loved ones? These are just some of the questions that you should prepare to face when you share the news about your new home purchase with loved ones.

Also, it is important to realize that you and your loved ones won't always see eye to eye. And if a family member or friend disagrees with your home purchase, accept his or her opinion and move forward.

2. Take a Proactive Approach

When it comes to informing others about your home purchase, it is always better to err on the side of caution. Thus, taking a proactive approach will ensure you can directly inform the most important people in your life about your home purchase.

Communication is key between family members and friends. With a proactive approach, you can inform your loved ones about your homebuying decision and minimize the risk that they will hear the news from a third-party.

Don't leave anything to chance as you determine who to tell about your home purchase. If you believe there is a risk that a loved one will be left in the dark about your new home, be sure to reach out to this individual directly.

3. Understand the Emotions Involved with a New Home Purchase

A new home purchase represents a new opportunity for you and your family. If some family members and friends feel left out of your upcoming move, many emotions may bubble to the surface.

Keep the lines of communication open with family members and friends Ė you'll be glad you did. That way, loved ones can share their thoughts and feelings about your new home purchase and understand you will allocate the time needed to hear them out.

If you need extra help as you get ready to tell loved ones about a new home purchase, don't be afraid to ask your real estate agent for assistance, either. This real estate professional understands the intricacies of purchasing a home and can provide expert guidance throughout the homebuying journey.




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Posted by Deborah Schilling on 9/13/2018

When you think of buying or selling a house, the first thing that comes to mind may not be the legal aspects associated with the process. You may want to reconsider this rather boring part of the process as an important one. Hiring a lawyer can help both buyers and sellers to get through many hurdles that buying a home can present. 


The Contracts


There will be many negotiations and a lot of back and forth throughout the process of buying a home. Everything thatís involved with buying a home needs a contract for it to be legally binding. A real estate attorney will negotiate on your behalf and be sure that the contracts adhere to all state and local laws. The lawyer will also help you to address issues that may affect the future of the property such as botched inspections, liens against the home, and other items that could affect you as the home buyer. 


Title Search


Real estate attorneys will perform what is called a title search. This allows them to see if there are any outstanding liens or judgements against the house. This title search will also make sure that the seller has the right to actually sell the property thatís being sold. An attorney can do all of this much quicker than the average person since they have working relationships with title companies.


Transfer Of Property


If a property is being transferred through a corporation, trust, or partnership, things can get complicated. Itís good to have an attorney who is used to working with these complex situations and understands the legal boundaries within the state or municipality   that the property is in.


If You Choose Not To Have A Real Estate Attorney


Many times, a real estate attorney isnít required to buy a property. It is advisable to have one, however. Without an attorney you increase your chances of problems arising in the future. You run the risk of:


  • Being sued for failure to disclose information
  • An improper property transaction takes place
  • You could miss relevant facts about the property
  • Failing to file the correct documents at both the state an local levels
  • Deeds are not transferred
  • Building permits werenít correctly filed


The Takeaway


Having a real estate lawyer on your side is important due to the complex nature of property transactions. While some states require that an attorney be present throughout your property transaction, many states do not have this stipulation. You are smart to hire a competent real estate attorney to protect your own interests as either a buyer or a seller.





Posted by Deborah Schilling on 9/6/2018

Are you on the fence about whether to buy a house with a big back yard? Although it's not always a bed of roses -- especially when it comes to upkeep -- the benefits can easily outweigh the drawbacks. Spacious yards are extremely versatile and can play a key role in creating fond family memories. Here's some food for thought on how you can use that extra outdoor space on your property to accommodate your interests, your goals, and your family's needs.

  1. Cultivate a vegetable garden. If you have a green thumb and a passion for growing your own food, a big yard can afford you that opportunity. Backyard agriculture is something the whole family can enjoy and get involved in. It's also a fun way to educate your kids about nature, farming, and where their food comes from. As a side note: If you're serious about pursuing this hobby, you may want to have an adjacent shed set up to protect your gardening tools, fertilizer, and other supplies. Building a greenhouse for growing flowers is another option to consider. Once you get backyard farming down to a science, you can save money on groceries and enjoy an abundant supply of organically grown fruits and vegetables. There are many sources of helpful information, both online and off, including Cornell Cooperative Extension.
  2. Special occasions: When you have room for a couple of picnic tables, a swing set, and a volleyball court (60 feet by 30 feet), then you have the basic ingredients for fun birthday parties, family gatherings, and backyard barbecues. Plenty of space also lends itself to frisbee games, badminton, Bocce ball, croquet, kickball, and anything else your group is up for. Whether you're planning a family reunion, a graduation party, a child's birthday, or a backyard wedding, a good-size residential property can provide the perfect setting.
  3. Expansion is an option. When your new house comes with some extra outdoor space to work with, all kinds of options are available to you. The possibilities can range from the construction of a sun room or additional bedroom to an in-law apartment or even a guest house with rental income potential. If a new swimming pool is on your "wish list," a spacious lot can help make that a reality.
  4. Room to run and play: You may have an energetic Labrador Retriever that loves to play fetch or a growing family that thrives on sports activities. Regardless, there's nothing like a big back yard to make all that possible. During the winter months, you can even use a multi-acre property for cross-country skiing, snowshoeing, and snowmobiling. Creating your own skating ring is yet another option.
If you're looking for a "park-like setting" for your next home, then a large suburban or rural property might be exactly what you have in mind. Depending on the layout of the property and its proximity to other houses, an acre or more of land can provide just the right amount of privacy, flexibility, and freedom from traffic sounds, sirens, and other noise pollution.





Posted by Deborah Schilling on 8/30/2018

Once youíre ready to buy a home, you probably have a pretty good idea of what you want. Should you buy a new construction home, or look for an existing one? Builders may refer to existing homes as ďused.Ē This term makes them sound much less appealing. Truthfully, there are many advantages to both new and existing houses. 


Benefits Of New Homes


One of the most visible benefits of buying a new home is that it is untouched. The home is clean, and everything is sparkly new. You know that nothing in the house needs to be repaired. That is one of the most significant incentives to buy a new construction home. Having no repairs offsets some of the typical costs that homeowners incur once they buy. 


Latest Technology And Amenities


One of the other benefits of new homes is that they are not dated. Youíll have access to all of the latest technologies and amenities in a new construction home. The home will be energy efficient which will save you some money on utilities. Youíll have all of the technological comforts that you need in order to keep your devices charged and your in-home entertainment on point.


You May Be Able To Select Features


If you do buy a new construction, often, youíll have the option to choose the details of the home. Some key features, colors, and styles will be in your control, so you canít complain about them once you move in! 


Less Competition


There may be less competition for a new home. This is because most new homes are present in neighborhoods that are just being built. All the home on the street are most likely vacant, so people looking for new construction have a lot to choose from in one area.  


The Cons To New Construction 


Although buying new construction sounds fantastic, there are a few drawbacks. First, youíre pretty much relegated to one location- wherever the new homes are being built which is generally on a new street full of new homes. The area is essential especially when it comes to your homeís value increasing over time. Many times, new construction homes are built by the same construction company. All of the houses on the street look the same, and there may be little differentiation between them other than the color. If youíre someone who likes variety, this is something to consider.


Keep in mind that you can always buy an existing home that may be less expensive than new construction and do whatever it takes to make it your own. This is a practical option for many people. Your options may be a bit fewer if you do decide to look for new construction homes, so itís good to go into the home buying process with an open mind as to all the possibilities that are available.         




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Posted by Deborah Schilling on 8/23/2018

If you want to find and purchase a great house at a budget-friendly price, it helps to enter the homebuying journey with a plan in hand. Lucky for you, we're here to help you prepare for all stages of the homebuying journey.

Now, let's take a look at three tips so you can set yourself up for success as you search for your dream residence.

1. Make a List of Home Must-Haves

The definition of a dream home varies from buyer to buyer. To define your dream home, you should craft a list of house must-haves and use this list to streamline your quest to acquire your ideal residence.

Think about which home features you need. For instance, if you require a house that boasts multiple bedrooms, you can tailor your house search accordingly. Or, if you need a home that is close to your office, you can search for a residence that provides convenient access to your office.

You may want to make a list of preferred cities and towns, too. This list will enable you to focus on available houses in cities and towns that match your expectations.

2. Create a Homebuying Budget

Learn about different types of mortgages Ė you'll be glad you did. Because if you make an informed mortgage selection, you can begin your home search with a budget at your disposal.

Generally, it is a good idea to meet with banks and credit unions before you launch a house search. Banks and credit unions are happy to teach you about myriad types of home financing. Then, you can select a mortgage that can help you make your homeownership dream come true.

If you are unsure about how various mortgage options work, there is no need to stress. Banks and credit unions employ courteous, knowledgeable mortgage specialists, and these professionals can teach you everything you need to know about home financing.

3. Collaborate with a Real Estate Agent

A real estate agent is a homebuying expert who is happy to share his or her housing market insights with you. By doing so, a real estate agent will help you achieve your desired homebuying results as quickly as possible.

Typically, a real estate agent takes an in-depth approach to the homebuying journey. He or she first will learn about you and find out what you want to find in your dream residence. Next, a real estate agent will help you narrow your house search to residences that satisfy your needs and keep you up to date about available homes that may suit you perfectly. If you find a home you want to buy, a real estate agent then will help you craft a competitive offer to purchase this residence. Finally, if your offer to purchase a house is accepted, a real estate agent will help you complete the homebuying journey.

Want to acquire your ideal residence? Take advantage of the aforementioned tips, and you can put yourself in position to succeed as you pursue your dream home.




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Deborah Schilling
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