William Raveis Real Estate and Home Services

Posted by Deborah Schilling on 8/6/2020

If you plan to buy a home in the immediate future, there are several concerns that you should address before you embark on your house search. In fact, some of the most common homebuying concerns include:

1. Lack of Home Financing

You know you want to purchase a house, but obtaining financing sometimes is difficult. Fortunately, if you meet with various banks and credit unions, you can review all of the home financing options at your disposal and map out your home search accordingly.

Remember, there is no such thing as a "bad" question to ask a bank or credit union relative to home financing. Banks and credit unions employ courteous, knowledgeable home financing specialists who are happy to assist you in any way possible. These specialists can respond to your home financing concerns, and as a result, help you make an informed mortgage selection.

2. Tight Homebuying Timeline

If you are tasked with relocating to a new home as quickly as possible, you may have to conduct a fast house search. But if you explore ways to maximize your time and resources, you could boost the likelihood of conducting a successful home search, regardless of your homebuying timeline.

Oftentimes, it helps to make a list of homebuying tasks that you need to complete. You then can establish goals designed to help you stay on track with your homebuying timeline.

You also should keep a close eye on the housing sector in your preferred cities and towns. That way, if a great home at a budget-friendly price becomes available, you can instantly pounce at this homebuying opportunity.

3. Establishing Realistic Homebuying Expectations

The homebuying journey offers no guarantees. If you enter the housing market with realistic expectations, however, you can avoid potential disappointments during your home search.

To establish realistic homebuying expectations, it generally is a good idea to make a list of home must-haves and wants. This list will allow you to hone your house search to residences that meet your criteria. It also can help focus on available residences that fall within your price range.

In addition, it often helps to hire a real estate agent before you conduct a house search. A real estate agent can teach you everything you need to know about finding and purchasing a house. Plus, he or she can provide expert insights at each stage of the homebuying journey.

Let's not forget about the assistance that a real estate agent provides when you are ready to submit an offer to purchase a home, either. At this point, a real estate agent will help you craft a competitive homebuying proposal and submit it to a seller. If a seller accepts your offer, a real estate agent then will help you finalize your house purchase.

Ready to embark on the homebuying journey? Address your homebuying concerns, and you can minimize risk as you begin your search for your ideal residence.

Categories: Uncategorized  

Posted by Deborah Schilling on 7/30/2020

Photo by Andy Dean Photography via Shutterstock

The phrase ďthe joys of homeownershipĒ is a staple in most households. But sometimes, you think you hear a snicker behind the smile. Now that youíre finally ready to become an owner, you might be wondering if that term is truthful or sarcastic. The answer is ďBoth.Ē

How can it be both?

No doubt about it, buying a home and making it yours is a fantastic achievement. Taking on part of the American dream builds your confidence, creates community stability and sets your householdís future on a positive trajectory. However, a home can also become an albatross. That could be what happens when you blindly purchase a home without an upfront and thorough inspection. Even a home that a relative or friend sells to you needs a professional home inspector to give you a baseline of what maintenance and repairs it may need.

How do you stay "joyful?"

  • Insist on a home inspection. As mentioned earlier, even if someone you know sells you the home, paying for an inspector to report on whatís up with the homeís major systems means you can plan for your future. If the inspection says the roof needs replacing in five years, you can factor that into your budget and not be surprised or upset when, in five years, you need a new roof.
  • Ask for a warranty. As part of the negotiations, have your agent request a home warranty for at least a year. You may even opt for renewal after that year. Get a warranty that covers problems with major systems such as the electrical panel and wiring, plumbing, water heater, HVAC and sprinkler systems. The cost to the seller is typically low, and helps maintain peace of mind when things start to get a little worn.
  • Stay on top of maintenance. If youíre handy, this is your moment to shine. Get a list of the most common maintenance issues in a home and schedule it into your free time. These include monitoring for water leaks, changing air conditioning and furnace filters and clearing out the gutters and downspouts before the winter weather wreaks havoc. If youíre not the do-it-yourself type, then ask your agent to recommend someone to keep an eye on things for you so that they donít turn into major problems.

Is homeownership a reason for joy? Of course. But donít let unexpected expenses and maintenance issues dim your happiness. Ask your agent about home inspections, warranties and repair contractor referrals.

Tags: Maintenance   buying   Inspection  
Categories: Uncategorized  

Posted by Deborah Schilling on 7/27/2020

This Condo in Falmouth, MA recently sold for $339,900. This style home was sold by Deborah Schilling - William Raveis Real Estate and Home Services.

15 Rebecca Ann Lane, Falmouth, MA 02536

East Falmouth


Sale Price

Want the ease of condo living in a setting that feels like home? See yourself in this bright & light 3 BR 3 Bath end unit duplex condo on a level lot close to Southside warm water beaches and shopping & services. This 1500+ SF condo is in mint condition, with hardwood floors throughout (except for tile baths) and open floor plan for flexible living.Front to back LR with gas fireplace & Dining area with slider to a deck for outdoor living and entertaining will make this your happy place on Cape Cod. The Master BR suite with walk in closet is on 2nd floor, PLUS another ensuite BR is also on that level The 3rd BR on the first floor is immediately adjacent to a full bath and allows a first floor living option & is sunny & bright! 2 mini split A/C units cool 1st floor and 2nd level. Gas HW heat and full basement. Bike or hike to the warm waters and soft sands of Menauhant Beach beckoning you to swim, watch the boat traffic and even shellfish, Nearby convenient market and shops

Similar Properties

Tags: Real Estate   Condo   Falmouth   02536  
Categories: Sold Homes  

Posted by Deborah Schilling on 7/23/2020

Image by stina_magnus from Pixabay

If you're looking for a few meal ideas that will cut down on prep time, look no further. In this post, we’ll feature 5 delicious dinner ideas that won't keep you in the kitchen for hours.

Shepards Pie

This easy dinner is a fan-favorite! You'll enjoy a delicious meal that also makes great leftovers. Better yet, the prep is fast and simple. You'll need to brown ground beef, whip a bowl of mashed potatoes and open a can of corn. Once the components are ready, first layer the beef in a baking dish, add the corn, then top with mashed potatoes. Cook in the oven at 375 degrees for about 30 minutes for a crowd-pleasing, hearty meal! Serve with applesauce for a sweet side dish.

Baked Ziti

Prepare baked ziti for the perfect simple and delicious Italian dinner! Using only a few ingredients, this meal can come to life in just minutes. To make this dish, you’ll need just four ingredients: ground beef, ziti, pasta sauce and mozzarella cheese. Brown the beef and cook the noodles a few minutes less than the package instructions. This will allow the pasta to cook through once you place it in the oven. Layer the beef and ziti with the sauce and cheese in a baking dish. Finish with a layer of cheese then bake for 30 minutes at 375 degrees. Enjoy with a green salad and fresh bread!

Sloppy Joes

This meal is one that is loved by kids and adults. Better yet, it takes a few minutes to make and a short list of ingredients. To make the perfect homemade sloppy joes, simply brown some ground hamburger beef in a skillet, choose your favorite barbecue sauce and ketchup and add them to the skillet with the beef. Combine the ingredients and simmer until well combined. Spoon the mixture onto hamburger buns and your main dish is finished! Add green beans and oven-roasted potatoes to complete the meal.

Taco Night

Tacos are another simple option that offers plenty of room for customization. First, brown some ground beef or chicken. Add taco seasoning and water to the pan with the meat, turn down the heat and simmer for about 5 minutes. When the meat is done, use shredded lettuce, your favorite cheese and a jar of salsa to build the tacos of your dreams!

Slow Cooker Chili

Using a slow cooker to prepare meals is a convenient way to create savory meals without too much work. Try this method for preparing delicious chili, another fan favorite. You'll need ground beef, beans, tomato juice, chili seasoning and chopped onion. Saute the beef and onions first then and spoon the mixture to your slow cooker. Add the remaining ingredients and stir well. Cover and cook for 6 - 8 hours (on the low setting), for a simple and easy dinner.

Tags: Cooking   dinner  
Categories: Uncategorized  

Posted by Deborah Schilling on 7/16/2020

As incredible the act of purchasing a home is, many buyers end up regretting their purchase. Thereís a variety of reasons for this. It all comes down to being ill-informed about buying a home and the type of home needed for the most liable situation. Read on to find out some of the biggest regrets home buyers face and how to avoid them. 

Buying Too Small Of A Home

The most prominent regret that many buyers face is not buying a larger property. Many people want to live in a specific location or type of home that they overlook the size altogether. One reason that people end up buying a home thatís the wrong size is that they rush to find a property in a particular area. If you branch out on your search, youíll have a better shot at finding the right size home. The area might not matter as much as the space youíre living in, s keep that in mind. 

Not Doing Your Research

People tend to skip out on the research phase of buying a home. Itís critical that buyers understand things like mortgage rates, fees, credit reports, how much needs to be saved, and more. There are so many things that go into buying a home that you could easily miss out on something if you donít know what youíre in for ahead of time.

Not Saving Enough

Your home will be one of the largest purchases you make in your entire life. There is a lot more to the cost than just the monthly mortgage payment. Youíll need a lot of money upfront when you buy a home including a downpayment along with other closing costs and fees. Plus, youíll need to set some money aside for any repairs or replacements you need to do in the home once you move in. Itís also a good idea to have an emergency fund available just in case. Life happens, and you donít want your savings to be depleted because you bought a house. 

Keep in mind that the bigger of a downpayment you make, the better off youíll be. Even if you can buy a home with a low downpayment, you want to put down as much as possible. A higher downpayment will keep your mortgage payments lower, get you a better rate, and you may even be able to avoid paying for PMI (private mortgage insurance.) Aim to save a 20 percent down payment for the most optimal mortgage situation.      


Tags: buying a home  
Categories: Uncategorized  

Deborah Schilling