William Raveis Real Estate and Home Services



Posted by Deborah Schilling on 2/14/2019

This Single-Family in Barnstable, MA recently sold for $320,000. This Ranch style home was sold by Deborah Schilling - William Raveis Real Estate and Home Services.


32 Quiet Way , Barnstable, MA 02632

Centerville

Single-Family

$375,000
Price
$320,000
Sale Price

7
Total Rooms
3
Beds
2
Baths
Charming ranch style bungalow on a .94 acre level lot in heart of Centerville village. 3 Br, 2 Bath with a most beautiful,tranquil park like setting at end of its short street. Options exist here for substantial rehab/rebuild or to use as it as is for your Cape Cod escape. Walk to village amenities, bike to beach and shopping. Spaces for expansive gardens, swimming pool or simply adding on to the existing house make this a property to invest in for now and the future. Houses on this street generally are larger or newer, making this a wonderful opportunity. Large trees dot the lawn/yard area making for ample sunny or shady spaces.Kitchen range is propane. Taxes may vary with occupancy. Fireplace chimney needs work to restore use..Buyers to verify all measurements and information.

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Categories: Sold Homes  


Posted by Deborah Schilling on 2/14/2019

Staying organized an on top of your bills is important to not only maintaining your lifestyle but to reducing your stress and working toward your savings goals. There are many ways to get yourself organized and plenty of digital tools to assist you along the way. For those just wrapping their heads around payment organization here are a few basics to get you started.

Know what you owe; know whom you owe.

The first step to managing your bills is knowing what you owe. Itís easy to forget about one of your credit cards or how much your car insurance payment is each month. Start setting yourself up for success by laying out all of your bills and what each monthly payment will be. For credit cards make sure to note your current minimum payments and your goal payment or each month. You can create a basic spreadsheet or use one of the many free or paid online services and phone apps to account for all of your bills.

Know your payment due dates. 

The second step you'll need to take is knowing your due dates. Take a thorough look at each of your bills and note what dates they are currently due. Do a little more digging to learn if you have any bills that you can control the due date for, just in case the current due date doesn't work for you when you're trying to determine a payment plan (more below). It helps to take a look at these dates on a current calendar to see where they fall in relation to your paycheck delivery dates.

Determine payment plans. 

When you know how much you owe, and when your payments are due you can start creating a payment plan. Take a look at your current income sources and the dates you get paid. Are you a single income household? Do you and your partner contribute to your monthly income? Do you get paid the same times or on an opposite schedule? Note all of the income youíll receive in a given month and the dates each check comes in. Compare your check dates to the bill due dates you noted before and tally up how much you can pay from each check while continuing to buy groceries and other daily necessities. You may realize that you need to rearrange some of the due dates to better balance more substantial payments across multiple checks. Go online or get in touch with your payees and set up your due dates the way you need them. 

You can take further steps and set up automatic billing if you like. Automation may not work for all your bills or be the preference for everyone. Think about how you prefer to make payments and set up a plan that works for you. Maybe you only set up bills you tend to forget for automatic debit or those that are the same amount each month, but you continue to pay variable bills like utilities manually.

Track your payments. 

Tracking your payments will help you catch any bills you havenít paid before they fall through the cracks. It will help you save on late fees or expedited payment fees. Payment tracking will also help you discover any adjustments you need to make to your payment plan, so you can best rearrange payments and due dates for future months when you see a glitch in your system. If you aren't the best at spreadsheets or prefer a simple user interface, you can access on your phone investigate the budget tracking applications out there and find the right one to help keep you on top of all your payments and manage each bill. 

Being able to manage your debt and monthly outgo is the first step in managing your finances to build toward your savings goals. Start here, and you'll be on your way to saving for your home down payment, remodel, vacation or whatever it is you're dreaming of doing.




Tags: budget   down payment   how to  
Categories: Uncategorized  


Posted by Deborah Schilling on 2/10/2019


52 Moon Penny Lane , Barnstable, MA 02632

Centerville

Single-Family

$279,900
Price

7
Total Rooms
3
Beds
2
Baths
Opportunity knocks for the ambitious buyer. Lots of cosmetics and updates needed, but house seems to be solid and well built. House has hardwood floors in main living areas and bedrooms, & a dramatic gray stone fireplace in the living room is a real focal point. Most windows are original Andersen windows, so the house was built with quality details. The kitchen is a U shared with solid wood cabinets-possible cherry. Large living room, cathed. DR/FR with pegged wood floor opens to kitchen. Master BR, and 2 smaller BRs on 1st floor. Full bath in this BR area. Upstairs over garage is a sunny studio that offers potential for guest space (no bath in that space ). 2nd Bath on 1st floor next to kitchen with laundry. Full basement with access through garage with very side steps.Being sold 'AS IS'
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by Deborah Schilling on 2/10/2019


278 Buckskin Path , Barnstable, MA 02632

Centerville

Single-Family

$335,000
Price

6
Total Rooms
3
Beds
2
Baths
One floor living in a very appealing Centerville neighborhood. This 3 BR 2 BA ranch offers wood floors, newly carpeted BRs and a 16x16 sun room. It has many bonus features! Central A/C, newer roof, updated septic in 2007 (passing Title V report in hand), new expanded deck in 2016 and a true 11x6 1st floor laundry room! Kitchen has granite counters and baths have had updates including new skylight in guest bath. The 16x16 3 season sunroom has loads of sun in morning and looks out over an unusually private wooded area for a lot this size. Oversized 1 car garage, with ample storage space too. Irrigation in front yard and rear lawn area, garden shed in rear. Exclusion: Ornamental maple in the back yard... Taxes vary with occupanc.Buyers to verify details and measurements
Open House
Sunday
February 10 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 278 Buckskin Path , Barnstable, MA 02632    Get Directions

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Categories: Open House  


Posted by Deborah Schilling on 2/7/2019


36 Sheridan Road , Yarmouth, MA 02664

South Yarmouth

Single-Family

$279,900
Price

5
Total Rooms
2
Beds
1
Baths
Charming bright & light 2 BR ranch with many updates exudes an invitation to make yourself at home. With great living space (w/ additional 210 SF of finished area that is NOT counted in the square footage), this house functions well as a year round OR vacation home/rental. A good sized LR opens to larger than expected DR and a very functional kitchen with a nice view to the cleared level back yard. The partly finished unheated area is an enclosed breezeway that houses the laundry and 'family room'. Newer windows in home-most are Andersen windows. An attached 1 car garage is a bonus, too. A level back yard abuts natural wooded buffer and is great for games and entertaining. HVAC is a Mitsubishi ductless unit and provides heat and A/C . Buyers to verify all details.
Open House
Sunday
February 10 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 36 Sheridan Road , Yarmouth, MA 02664    Get Directions

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Categories: Open House  




Deborah Schilling
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